The Financial ROI of Public Service Loan Forgiveness: A Strategic Retention Tool for Nonprofit Healthcare Systems

Student loan relief as a
Workforce Strategy

Student loan debt is placing increasing pressure on healthcare professionals, affecting both job satisfaction and retention.

This white paper explores how Public Service Loan Forgiveness (PSLF) can help alleviate financial stress and promote long-term workforce stability in public and nonprofit health systems.

Top findings

Lower Financial Stress

78% of PSLF participants report reduced stress — boosting job satisfaction.

Higher Retention

2 out of 3 PSLF enrollees have stayed in their roles for 5+ years, compared to less than 1 in 2 non-participants.

Recruitment Edge

71% of job seekers say student loan support, including PSLF, influences career decisions.

Stronger Workforce

7 out of 10 PSLF-eligible facilities report lower vacancy rates, enhancing care continuity.

Recruitment Edge

Nearly 60% face confusion around eligibility, and nearly 1 in 2 report delays in forgiveness.

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The Financial ROI of Public Service Loan Forgiveness: A Strategic Retention Tool for Nonprofit Healthcare Systems

Student loan relief as a Workforce Strategy

Top findings

Student loan relief as a
Workforce Strategy