Esign Consent

You have indicated that you wish to receive and sign the documents relating to your transaction with us electronically. We are required by law to give you certain information “in writing” – which means that you are entitled to receive it on paper. We need your consent to provide you with this information electronically, instead. We also need your general consent to use electronic records and signatures in our relationship with you.

In this Consent, the words “we,” “us,” and “our” means Evolve Bank & Trust, an FDIC-insured Tennessee state-chartered bank, PeopleJoy, Inc., or any agents, affiliates,
representatives, successors and assigns, and third-party service providers. The words “you” and “your” means the person giving consent. “Communications” means each application, agreement, disclosure, notice, statement, privacy policy, record, document and other information we provide to you, or that you sign or submit or agree to at our request.

You agree that any of the Communications we provide to you, or that you sign or agree to at our request, may be in electronic form. We may also use electronic signatures and obtain them from you on any Communication.

All Communications that we deliver to you in electronic form will be delivered either (1) by email, (2) by access to a website designated in an email notice from us, (3) through any mobile application we may make available, (4) to the extent permitted by law, by access to a website generally designated in advance for such purpose, or (5) in the manner specified in any other agreement we or our affiliates have with you. To access your online account, go to www.benefits.peoplejoy.com and log in to your account with the e-mail address and password you provided when you created or updated your account. Communications will be accessible through your online account.

We may always, in our sole discretion, provide you with any Communications on paper, even if you have authorized electronic delivery. Sometimes the law, or our agreement with you, requires you to give us a written notice. You must still provide these notices to us on paper, unless we tell you how to deliver the notice to us electronically

You can withdraw your consent to receive Communications electronically at any time by contacting us at 1-800-653-1812 or by email at support@peoplejoy.com with the following subject line: WITHDRAW ELECTRONIC CONSENT. A withdrawal of your consent to receive electronic Communications will be effective only after we have had a reasonable period of time to process your withdrawal. If you withdraw your consent, we may be unable to provide you with access to our services and may terminate your access to the PeopleJoy Services. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal.  Before you withdraw your consent to electronic transactions, including receiving Communications electronically, please be aware that you can easily
download, print, or email any Communications from the PeopleJoy website at www.peoplejoy.com.

It is your responsibility to provide us with an accurate and complete e-mail address and other contact information, and to maintain and update promptly any changes in this information. You can update your contact information at any time by email at support@peoplejoy.com, or by calling 1-800-653-1812, or log in to your account at www.peoplejoy.com

To receive electronic Communications, you must have access to:

You must also have an active email address and a cellphone number for SMS messaging. By “Current Version,” we mean a version of the software that is currently being supported by its publisher. We reserve the right to discontinue support of a Current Version of software if, in our sole opinion, it suffers from a security flaw or other flaw thatmakes it unsuitable for use with our services. If our hardware or software requirements change, and that change would create a material risk that you would not be able to access or retain electronic Communications, we will give you notice of the revised hardware or software requirements. Continuing to use this service after receiving notice of the change is reaffirmation of your consent.

We will not send you a paper copy of electronic Communications unless you request it or we otherwise deem it appropriate to do so. You can obtain a paper copy of any Communication we provide to you electronically by printing it yourself or by requesting that we mail you a paper copy. Request for paper copies must be made within a reasonable time after we first provided the electronic Communication to you. To requesta paper copy, contact us at support@peoplejoy.com. We may charge you a reasonable service charge for the delivery of paper copies of any Communication provided to you electronically pursuant to your authorization

We encourage you to print or download for your records a copy of all electronic Communications, as well as this consent disclosure and any other document that is important to you. To print any of your documents from your online account, click the “print” button located on the page or in your browser frame. To download and save any of your documents to your computer, open the document by clicking on its hyperlink or icon and follow Adobe Reader's directions for downloading and saving documents

We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.

By selecting “I have read & agree to the Terms of Service, Privacy Policy, and the Legal Notices, which contains the ESIGN Consent to Use Electronic Records and Signatures,” you are also confirming that you have the hardware and software described above, that you are able to receive and review electronic records, and that you have an active email account, and the ability to access and view PDF files. You are also confirming that you are authorized to, and do, consent on behalf of all your co-applicants and/or co-owners of any product or service we provide to you.