Why offer PSLF support?
Attract and Retain Talent
Public service employees are more likely to stay when their employer supports PSLF. 80% of borrowers say they'd stay longer with student loan help.
Eliminate Admin Burden
We handle PSLF complexities so your HR team doesn’t have to.
Improve Financial Wellness
Reduce employee stress and increase engagement with a path to debt freedom.
Public Service Loan Forgiveness
PSLF is a federal program that forgives student loans for nonprofit and government employees who make 120 qualifying payments under an eligible repayment plan.
It’s powerful, but confusing. One mistake with a form, plan, or payment can delay or deny forgiveness.
It’s powerful, but confusing. One mistake with a form, plan, or payment can delay or deny forgiveness.
What we offer
Personalized PSLF Planning
Eligibility review and loan analysis, consolidation and repayment plan support, customized forgiveness roadmap
Personalized PSLF Planning
Auto-filled PSLF forms with documentation, Direct submission to loan servicers, Real-time form tracking and alerts
Personalized PSLF Planning
Eligibility review and loan analysis, consolidation and repayment plan support, customized forgiveness roadmap
How PeopleJoy simplifies PSLF
Analyze & Plan
Review loan details and create a path to forgiveness.
Modern Employee Portal
Generate, document, and send accurate PSLF forms.
Real-Time Reporting
Monitor recertifications and resolve issues along the way.
How it works
Your End-to-End Tuition Benefits Solution
Tuition Reimbursement Administration
Tuition Reimbursement Administration
Eligibility tracking & approvals
Automated workflows + exception reviews
Modern Employee Portal
Modern Employee Portal
Search eligible programs
Upload docs & track reimbursements
1:1 support + tuition discounts
Real-Time Reporting
Real-Time Reporting
ROI dashboards & audit-ready reports
Tuition Assistance vs Reimbursement
Payment
Tuition Assistance:
Employer pays school upfront
Tuition Reimbursement:
Employer pays school upfront
Employee Access
Tuition Assistance:
Easier, no out-of-pocket cost
Tuition Reimbursement:
Harder, must pay first
Employer Risk
Tuition Assistance:
Slightly higher
Tuition Reimbursement:
Lower
PSLF + White-Glove Support
We assign each employee a dedicated PSLF advisor who provides one-on-one support. From calling servicers to reviewing paperwork, our team goes the extra mile to ensure forgiveness success.
Our White Glove Support provides:
24-hour response time
Personalized form review
Live help with loan servicers
Deadline tracking and alerts
Real Impact for you and your Employees
$68,000+
Avg. Forgiveness per borrower
90%
Avg. Forgiveness per borrower
25%
Retention increase in PSLF-Eligible roles
“PeopleJoy transformed our PSLF process from frustration to retention strategy. Our employees are engaged and on track for forgiveness.”
— Director of Total Rewards, National Nonprofit
The PeopleJoy Advantage
Frequently Asked Questions
Who qualifies for PSLF?
Employees who work full-time for a government or nonprofit
Employees who work full-time for a government or nonprofit
Employees who work full-time for a government or nonprofit
Employees who work full-time for a government or nonprofit
PeopleJoy Ensures they stay on track
What if they’re on the wrong plan?
Greetings, Exalted One. Allow me to introduce myself. I am Luke Skywalker, Jedi Knight and friend to Captain Solo. I know that you are powerful, mighty Jabba, and that your anger with Solo must be equally powerful. I seek an audience with Your Greatness to bargain for Solo's life. With your wisdom, I'm sure that we can work out an arrangement which will be mutually beneficial and enable us to avoid any unpleasant confrontation.
Is PSLF taxable?
Greetings, Exalted One. Allow me to introduce myself. I am Luke Skywalker, Jedi Knight and friend to Captain Solo. I know that you are powerful, mighty Jabba, and that your anger with Solo must be equally powerful. I seek an audience with Your Greatness to bargain for Solo's life. With your wisdom, I'm sure that we can work out an arrangement which will be mutually beneficial and enable us to avoid any unpleasant confrontation.
How is this different from student loan repayment assistance?
Greetings, Exalted One. Allow me to introduce myself. I am Luke Skywalker, Jedi Knight and friend to Captain Solo. I know that you are powerful, mighty Jabba, and that your anger with Solo must be equally powerful. I seek an audience with Your Greatness to bargain for Solo's life. With your wisdom, I'm sure that we can work out an arrangement which will be mutually beneficial and enable us to avoid any unpleasant confrontation.
Can this be bundled with tuition reimbursement?
Greetings, Exalted One. Allow me to introduce myself. I am Luke Skywalker, Jedi Knight and friend to Captain Solo. I know that you are powerful, mighty Jabba, and that your anger with Solo must be equally powerful. I seek an audience with Your Greatness to bargain for Solo's life. With your wisdom, I'm sure that we can work out an arrangement which will be mutually beneficial and enable us to avoid any unpleasant confrontation.
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